Banks generally reluctant to provide credit that people who have just reached the age of majority. Typically, requests from such customers are rejected. Reason? Most often just too low age and too short employment period.
Alternative Loan for students
Meanwhile, young people often work from their 18th birthday and support themselves. A large group is also made up of students who combine learning with earning extra money in different places or receive a scholarship.
Such people cannot count on receiving a cash loan or even an overdraft in the bank. However, they have an alternative.
Especially for these loan companies have created a loan ę on the Internet for people who have at least 18 years.
Conditions for a young person to obtain an online loan
There are several basic requirements to get money. Each potential borrower must:Be of legal age, i.e. over 18 years of age
- To have Polish citizenship, i.e. to have a Polish ID card and PESEL number
- Have a source of income
- Do not be in arrears with repayment of obligations previously incurred
- Provide only true information in the form that is subject to verification.
The person concerned does not have to submit any employment or salary certificates. Lenders do not ask him for bank statements or PIT declarations for the previous year. In practice, you only need to have an ID card and complete the application correctly.
Flexible payday parameters
Easy Cash offers young people a non-bank loan in the amount of PLN 100 to 7,000 – for up to 30 days. It can be easily adapted to your needs and possibilities. All formalities are handled online, which will certainly appeal to young people for whom new technologies are a natural environment.
In addition, customers who use the services of the company for the first time can count on a 0% loan from the APRC, which is completely free financing. This means that the amount they have to pay back is equal to what they borrowed. There are no additional or hidden costs. This saves time, money and nerves.